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Last verified April 2026

OpenAI API Cost Calculator

Estimate your monthly OpenAI API spend with this interactive calculator. Select your model, configure your usage parameters, and toggle cost-saving features like Batch API and prompt caching to see how they affect your bill. All calculations run locally in your browser.

Quick presets

GPT-5 | 1,000 req/day
Input rate$1.250 / 1M tokens
Output rate$10.000 / 1M tokens
Daily tokens500K in / 300K out
Daily cost$3.63
Monthly cost$108.75
Annual cost$1323.13

At this usage level, the API costs more than a Plus subscription ($20.00/mo).

How to Estimate Your Costs

1

Choose Your Model

Start with the model that best matches your quality requirements. GPT-5-mini is the best balance of cost and capability for most use cases. Use GPT-5 for tasks requiring maximum quality. Use GPT-4o-mini for the absolute lowest cost on simple tasks. The model selection has the biggest impact on your overall costs.

2

Set Your Usage

Configure the average input tokens per request, output tokens per response, and requests per day. If you are unsure, use the quick presets (Chatbot, Content Gen, etc.) as starting points. A typical chatbot message is 200-500 input tokens with 100-300 output tokens. Content generation uses more: 1,000-3,000 input and 2,000-5,000 output.

3

Toggle Discounts

Enable Batch API for a 50% discount if your workload does not require real-time responses. Enable prompt caching if your requests share a common prefix (system prompt or context). Many real-world applications qualify for both discounts. The calculator shows the combined effect so you can see your optimised cost compared to baseline pricing.

API vs Subscription: Break-Even Analysis

The break-even point between the API and a ChatGPT subscription depends on your usage pattern and model choice. Here are the approximate break-even points for interactive use (where each "message" averages 500 input tokens and 300 output tokens):

ModelCost per "message"Messages to hit $20 (Plus)Messages to hit $200 (Pro)
GPT-5$0.0036~5,500~55,000
GPT-5-mini$0.0007~28,500~285,000
GPT-4o-mini$0.0003~66,000~660,000

Note: ChatGPT subscriptions include features not available via the API (Deep Research, image generation, voice mode). Factor these into your comparison. The API is almost always cheaper for automated processing, while subscriptions are better for interactive human use.